All Payer Health Insurance

Health Care for Everyone

1.Freedom to choose doctors, plans and extras
2. Everyone must participate
3.Transportable from one state to another
4.Freedom to add special care if desired at extra pay--long term care,dental plans, eye care etc.
5. Employers will offer insurance for employees and share the cost.
How the cost is shared is up to the employer.
6.Employers with less than 5o employees can opt out of the plan a pay a fee to cover insurance for their employees .
7. Employees and employers who opt out of a private insurance plan will be placed in Medicare-the premiums for this will be 10% of their income.
.8. Doctors will be free of malpractice suits except in the case of gross negligence.
9. All premiums will be tax deductible-100%.
10.Those who join at an early age will pay lower premiums.
11. Computerized records will be kept and made available to other hospitals in case of emergency on a volunteer basis.
12. This plan will include everyone- including Federal workers, state employees, and elected officials.

This plan does not call for a massive interference of the government-it is pretty much private and self directed.